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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,812 | $56,197+230.6% | $67,652+174.7% | $59,633+211.6% |
| Participation rate | 100.0% | 71.5%+28.5pp | 75.7%+24.3pp | 68.7%+31.3pp |
| Annual return | -3.44% | 18508.10%-18511.5pp | 6625.40%-6628.8pp | 2041.45%-2044.9pp |
| Employer contribution / active EE | $6,337 | $1,615+292.5% | $2,266+179.7% | $2,203+187.7% |
| Participant deferral / active EE | $7,141 | $2,844+151.1% | $3,560+100.6% | $3,192+123.7% |
| Admin fee / account holder | $6,812 | $3,958+72.1% | $4,821+41.3% | $4,297+58.5% |