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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,675 | $78,423+212.0% | $95,964+155.0% | $79,856+206.4% |
| Participation rate | 96.2% | 73.5%+22.7pp | 77.1%+19.1pp | 69.6%+26.5pp |
| Annual return | 8.49% | 19.37%-10.9pp | 91.64%-83.2pp | 31.71%-23.2pp |
| Employer contribution / active EE | $7,228 | $1,945+271.6% | $2,541+184.4% | $2,471+192.5% |
| Participant deferral / active EE | $9,703 | $3,440+182.1% | $4,167+132.9% | $3,741+159.4% |
| Admin fee / account holder | $3,157 | $5,622-43.8% | $6,797-53.5% | $5,306-40.5% |