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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,305 | $80,983+96.7% | $96,544+65.0% | $75,177+111.9% |
| Participation rate | 75.0% | 71.8%+3.2pp | 76.0%-1.0pp | 67.2%+7.8pp |
| Annual return | 9.89% | 27.05%-17.2pp | 25.88%-16.0pp | 160.75%-150.9pp |
| Employer contribution / active EE | $4,222 | $2,282+85.0% | $2,966+42.3% | $2,671+58.1% |
| Participant deferral / active EE | $9,198 | $3,929+134.1% | $4,851+89.6% | $4,126+122.9% |
| Admin fee / account holder | $98,257 | $6,717+1362.9% | $8,254+1090.4% | $5,651+1638.7% |