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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,871 | $86,288+209.3% | $111,306+139.8% | $85,851+210.9% |
| Participation rate | 88.0% | 73.3%+14.7pp | 77.3%+10.7pp | 69.3%+18.7pp |
| Annual return | 12.09% | 19.99%-7.9pp | 54.67%-42.6pp | 318.63%-306.5pp |
| Employer contribution / active EE | $6,328 | $2,044+209.7% | $2,732+131.6% | $2,565+146.7% |
| Participant deferral / active EE | $10,215 | $3,641+180.6% | $4,488+127.6% | $3,952+158.5% |
| Admin fee / account holder | $11,473 | $8,189+40.1% | $7,966+44.0% | $6,261+83.2% |