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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,445 | $185,883+0.8% | $170,043+10.2% | $139,466+34.4% |
| Participation rate | 66.7% | 87.8%-21.1pp | 87.0%-20.3pp | 80.3%-13.7pp |
| Annual return | 22.04% | 60.54%-38.5pp | 53.40%-31.4pp | 373.66%-351.6pp |
| Employer contribution / active EE | $6,246 | $7,596-17.8% | $6,790-8.0% | $4,754+31.4% |
| Participant deferral / active EE | $14,380 | $11,626+23.7% | $10,410+38.1% | $6,712+114.2% |
| Admin fee / account holder | $1,412 | $15,393-90.8% | $12,824-89.0% | $11,409-87.6% |