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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,545 | $197,637-51.2% | $177,848-45.7% | $158,982-39.3% |
| Participation rate | 60.0% | 88.5%-28.5pp | 87.7%-27.7pp | 82.0%-22.0pp |
| Annual return | 20.29% | 58.77%-38.5pp | 48.33%-28.0pp | 302.99%-282.7pp |
| Employer contribution / active EE | $3,765 | $6,698-43.8% | $5,919-36.4% | $4,763-20.9% |
| Participant deferral / active EE | $8,274 | $8,405-1.6% | $7,714+7.3% | $5,983+38.3% |
| Admin fee / account holder | $715 | $15,406-95.4% | $12,431-94.3% | $11,252-93.6% |