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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,691 | $167,533-18.4% | $151,645-9.9% | $134,545+1.6% |
| Participation rate | 66.7% | 88.4%-21.7pp | 87.5%-20.8pp | 81.2%-14.6pp |
| Annual return | -20.46% | 7.81%-28.3pp | 3.34%-23.8pp | 418.37%-438.8pp |
| Employer contribution / active EE | $6,022 | $6,828-11.8% | $6,165-2.3% | $4,742+27.0% |
| Participant deferral / active EE | $13,667 | $8,985+52.1% | $8,363+63.4% | $6,401+113.5% |
| Admin fee / account holder | $1,189 | $13,781-91.4% | $11,614-89.8% | $11,431-89.6% |