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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,095 | $209,847-29.9% | $189,520-22.4% | $167,518-12.2% |
| Participation rate | 50.0% | 88.7%-38.7pp | 87.8%-37.8pp | 82.1%-32.1pp |
| Annual return | 18.55% | 748.45%-729.9pp | 555.25%-536.7pp | 478.71%-460.2pp |
| Employer contribution / active EE | $4,644 | $6,913-32.8% | $6,161-24.6% | $4,838-4.0% |
| Participant deferral / active EE | $10,013 | $8,934+12.1% | $8,220+21.8% | $6,342+57.9% |
| Admin fee / account holder | $26,364 | $14,295+84.4% | $12,046+118.9% | $12,312+114.1% |