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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,969 | $160,059-73.2% | $140,019-69.3% | $135,380-68.3% |
| Participation rate | 60.0% | 88.5%-28.5pp | 87.5%-27.5pp | 82.6%-22.6pp |
| Annual return | -2.96% | 911.48%-914.4pp | 651.17%-654.1pp | 519.81%-522.8pp |
| Employer contribution / active EE | $2,142 | $6,420-66.6% | $5,605-61.8% | $4,779-55.2% |
| Participant deferral / active EE | $2,836 | $7,641-62.9% | $6,927-59.1% | $5,609-49.4% |
| Admin fee / account holder | $80,173 | $13,328+501.5% | $10,705+648.9% | $10,828+640.4% |