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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,945 | $73,848-45.9% | $143,799-72.2% | $68,486-41.7% |
| Participation rate | 59.4% | 66.7%-7.3pp | 80.3%-20.9pp | 67.9%-8.5pp |
| Annual return | -14.58% | 0.91%-15.5pp | -0.04%-14.5pp | -7.85%-6.7pp |
| Employer contribution / active EE | $832 | $3,184-73.9% | $4,952-83.2% | $2,597-68.0% |
| Participant deferral / active EE | $2,033 | $3,385-39.9% | $5,638-63.9% | $4,028-49.5% |
| Admin fee / account holder | $5,119 | $5,755-11.0% | $14,677-65.1% | $5,404-5.3% |