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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,353 | $198,461-74.1% | $170,436-69.9% | $147,585-65.2% |
| Participation rate | 57.1% | 88.0%-30.8pp | 83.6%-26.5pp | 82.8%-25.7pp |
| Annual return | 0.00% | 257.30%-257.3pp | 205.94%-205.9pp | 578.57%-578.6pp |
| Employer contribution / active EE | $1,622 | $6,184-73.8% | $5,433-70.1% | $4,876-66.7% |
| Participant deferral / active EE | $3,830 | $5,629-32.0% | $4,939-22.5% | $5,439-29.6% |
| Admin fee / account holder | $20,009 | $16,852+18.7% | $13,880+44.2% | $10,885+83.8% |