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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,025 | $95,383-25.5% | $185,837-61.8% | $85,856-17.3% |
| Participation rate | 37.1% | 68.8%-31.6pp | 81.7%-44.6pp | 69.3%-32.2pp |
| Annual return | 12.60% | 23.59%-11.0pp | 122.08%-109.5pp | 318.58%-306.0pp |
| Employer contribution / active EE | $606 | $3,313-81.7% | $5,168-88.3% | $2,565-76.4% |
| Participant deferral / active EE | $1,819 | $3,423-46.9% | $5,568-67.3% | $3,952-54.0% |
| Admin fee / account holder | $2,886 | $7,213-60.0% | $16,241-82.2% | $6,261-53.9% |