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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,901 | $91,198-23.4% | $178,503-60.8% | $79,856-12.5% |
| Participation rate | 37.0% | 69.2%-32.2pp | 81.9%-44.9pp | 69.6%-32.6pp |
| Annual return | 11.22% | 24.20%-13.0pp | 151.12%-139.9pp | 31.71%-20.5pp |
| Employer contribution / active EE | $1,008 | $3,257-69.1% | $5,011-79.9% | $2,471-59.2% |
| Participant deferral / active EE | $2,791 | $3,237-13.8% | $5,202-46.3% | $3,741-25.4% |
| Admin fee / account holder | $11,118 | $6,748+64.8% | $13,987-20.5% | $5,306+109.5% |