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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,063 | $156,963-71.9% | $121,204-63.6% | $139,466-68.4% |
| Participation rate | 83.3% | 76.5%+6.9pp | 69.5%+13.8pp | 80.3%+3.0pp |
| Annual return | 19.54% | 1476.75%-1457.2pp | 987.18%-967.6pp | 373.66%-354.1pp |
| Employer contribution / active EE | $1,217 | $5,544-78.0% | $4,170-70.8% | $4,754-74.4% |
| Participant deferral / active EE | $2,259 | $4,848-53.4% | $4,083-44.7% | $6,712-66.3% |
| Admin fee / account holder | $577 | $6,953-91.7% | $5,651-89.8% | $11,409-94.9% |