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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,259 | $152,597-75.6% | $117,533-68.3% | $134,532-72.3% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -22.30% | 53.04%-75.3pp | 29.77%-52.1pp | 418.27%-440.6pp |
| Employer contribution / active EE | $614 | $5,576-89.0% | $4,179-85.3% | $4,741-87.0% |
| Participant deferral / active EE | $2,292 | $4,821-52.5% | $4,072-43.7% | $6,401-64.2% |
| Admin fee / account holder | $3,323 | $7,007-52.6% | $5,647-41.1% | $11,429-70.9% |