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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,195 | $176,688-71.0% | $130,660-60.8% | $152,897-66.5% |
| Participation rate | 92.3% | 79.0%+13.3pp | 71.7%+20.6pp | 82.5%+9.9pp |
| Annual return | 23.14% | 2693.08%-2669.9pp | 1709.29%-1686.2pp | 345.43%-322.3pp |
| Employer contribution / active EE | $1,138 | $5,743-80.2% | $4,092-72.2% | $4,764-76.1% |
| Participant deferral / active EE | $2,490 | $4,362-42.9% | $3,603-30.9% | $5,851-57.4% |
| Admin fee / account holder | $3,914 | $7,131-45.1% | $5,463-28.4% | $11,599-66.3% |