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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,062 | $165,939-78.9% | $122,354-71.3% | $147,586-76.2% |
| Participation rate | 95.5% | 79.6%+15.9pp | 71.6%+23.8pp | 82.8%+12.6pp |
| Annual return | 14.86% | 34.56%-19.7pp | 30.28%-15.4pp | 578.59%-563.7pp |
| Employer contribution / active EE | $527 | $5,754-90.9% | $4,051-87.0% | $4,876-89.2% |
| Participant deferral / active EE | $1,776 | $4,005-55.7% | $3,287-46.0% | $5,439-67.3% |
| Admin fee / account holder | $1,545 | $7,425-79.2% | $5,479-71.8% | $10,886-85.8% |