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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $286,379 |
Service code 27 · EIN 38-2722519 | Advisory (Plan) | $159,288 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,714 | $45,000+14.9% | $143,801-64.0% | $77,906-33.6% |
| Participation rate | 69.3% | 66.8%+2.5pp | 80.3%-11.0pp | 73.7%-4.4pp |
| Annual return | -16.05% | 29.03%-45.1pp | -0.04%-16.0pp | 12.16%-28.2pp |
| Employer contribution / active EE | $4,157 | $1,870+122.3% | $4,952-16.1% | $2,846+46.0% |
| Participant deferral / active EE | $9,285 | $3,157+194.2% | $5,639+64.7% | $4,805+93.2% |
| Admin fee / account holder | $134 | $98+35.7% | $14,680-99.1% | $133+0.7% |