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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $225,670 |
Service code 27 · EIN 38-2722519 | Advisory (Plan) | $185,044 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,587 | $67,512-14.7% | $185,854-69.0% | $93,010-38.1% |
| Participation rate | 84.1% | 67.1%+17.0pp | 81.7%+2.4pp | 73.9%+10.2pp |
| Annual return | 95.48% | 21.04%+74.4pp | 122.12%-26.6pp | 158.70%-63.2pp |
| Employer contribution / active EE | $4,033 | $1,783+126.2% | $5,169-22.0% | $2,705+49.1% |
| Participant deferral / active EE | $9,147 | $3,035+201.3% | $5,569+64.3% | $4,561+100.6% |
| Admin fee / account holder | $142 | $318-55.4% | $16,246-99.1% | $152-6.6% |