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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,184 | $102,422+0.7% | $147,117-29.9% | $80,959+27.5% |
| Participation rate | 92.3% | 75.9%+16.4pp | 82.2%+10.1pp | 67.7%+24.6pp |
| Annual return | 21.26% | 135.16%-113.9pp | 420.54%-399.3pp | 35.67%-14.4pp |
| Employer contribution / active EE | $2,989 | $3,717-19.6% | $4,932-39.4% | $2,757+8.4% |
| Participant deferral / active EE | $8,071 | $6,652+21.3% | $8,065+0.1% | $4,300+87.7% |
| Admin fee / account holder | $451 | $7,953-94.3% | $12,993-96.5% | $6,925-93.5% |