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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,382 | $165,381-61.1% | $149,730-57.0% | $158,966-59.5% |
| Participation rate | 95.7% | 84.6%+11.1pp | 82.5%+13.2pp | 82.0%+13.7pp |
| Annual return | 14.97% | 348.29%-333.3pp | 276.70%-261.7pp | 302.95%-288.0pp |
| Employer contribution / active EE | $2,615 | $5,104-48.8% | $4,645-43.7% | $4,762-45.1% |
| Participant deferral / active EE | $6,279 | $7,182-12.6% | $6,843-8.2% | $5,983+4.9% |
| Admin fee / account holder | $5,363 | $10,809-50.4% | $9,310-42.4% | $11,250-52.3% |