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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,550 | $89,364-36.7% | $141,177-59.9% | $72,983-22.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 23.91% | 111.86%-88.0pp | 71.40%-47.5pp | 81.01%-57.1pp |
| Employer contribution / active EE | $2,275 | $3,115-27.0% | $4,736-52.0% | $2,440-6.8% |
| Participant deferral / active EE | $4,738 | $5,419-12.6% | $6,710-29.4% | $3,608+31.3% |
| Admin fee / account holder | $1,054 | $5,959-82.3% | $10,263-89.7% | $5,124-79.4% |