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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,169 | $78,707+10.8% | $117,861-26.0% | $70,126+24.3% |
| Participation rate | 94.4% | 73.2%+21.3pp | 79.7%+14.8pp | 69.5%+24.9pp |
| Annual return | 19.94% | 23.30%-3.4pp | 335.11%-315.2pp | 73.15%-53.2pp |
| Employer contribution / active EE | $3,765 | $2,223+69.3% | $3,786-0.6% | $2,343+60.7% |
| Participant deferral / active EE | $3,801 | $3,297+15.3% | $4,482-15.2% | $3,332+14.1% |
| Admin fee / account holder | $1,948 | $5,066-61.6% | $8,021-75.7% | $4,645-58.1% |