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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,631 | $81,870+2.2% | $119,634-30.1% | $68,490+22.1% |
| Participation rate | 95.5% | 71.9%+23.6pp | 79.3%+16.2pp | 67.9%+27.6pp |
| Annual return | -21.97% | -23.82%+1.8pp | -14.98%-7.0pp | -7.85%-14.1pp |
| Employer contribution / active EE | $5,036 | $2,692+87.1% | $4,232+19.0% | $2,597+93.9% |
| Participant deferral / active EE | $4,908 | $4,148+18.3% | $5,601-12.4% | $4,028+21.9% |
| Admin fee / account holder | $2,518 | $6,583-61.7% | $10,329-75.6% | $5,403-53.4% |