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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,946 | $83,485+0.6% | $125,195-32.9% | $72,976+15.0% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 27.84% | 25.77%+2.1pp | 43.79%-15.9pp | 81.02%-53.2pp |
| Employer contribution / active EE | $6,302 | $2,346+168.7% | $3,866+63.0% | $2,440+158.3% |
| Participant deferral / active EE | $4,576 | $3,586+27.6% | $4,937-7.3% | $3,608+26.8% |
| Admin fee / account holder | $5,117 | $5,518-7.3% | $9,704-47.3% | $5,124-0.1% |