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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,309 | $69,977+10.5% | $108,582-28.8% | $62,881+22.9% |
| Participation rate | 97.1% | 72.9%+24.2pp | 79.6%+17.5pp | 69.3%+27.8pp |
| Annual return | 10.65% | 10.73%-0.1pp | -51.70%+62.3pp | 20.14%-9.5pp |
| Employer contribution / active EE | $4,684 | $2,135+119.4% | $3,758+24.6% | $2,281+105.4% |
| Participant deferral / active EE | $4,328 | $3,165+36.8% | $4,311+0.4% | $3,203+35.1% |
| Admin fee / account holder | $1,661 | $5,076-67.3% | $7,645-78.3% | $4,296-61.3% |