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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,957 | $46,596+114.5% | $64,099+55.9% | $75,181+33.0% |
| Participation rate | 96.6% | 65.9%+30.6pp | 72.3%+24.2pp | 67.2%+29.4pp |
| Annual return | 21.57% | 26.04%-4.5pp | 33.70%-12.1pp | 160.69%-139.1pp |
| Employer contribution / active EE | $9,787 | $1,975+395.6% | $2,748+256.1% | $2,671+266.5% |
| Participant deferral / active EE | $5,886 | $2,837+107.5% | $3,881+51.6% | $4,126+42.7% |
| Admin fee / account holder | $27,468 | $2,954+829.7% | $3,070+794.6% | $5,650+386.2% |