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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,661 | $45,041+68.0% | $63,003+20.1% | $70,131+7.9% |
| Participation rate | 100.0% | 69.5%+30.5pp | 74.8%+25.2pp | 69.5%+30.5pp |
| Annual return | 19.90% | 18.76%+1.1pp | 87.59%-67.7pp | 73.14%-53.2pp |
| Employer contribution / active EE | $5,876 | $2,052+186.4% | $2,760+112.9% | $2,342+150.9% |
| Participant deferral / active EE | $5,245 | $2,465+112.7% | $3,329+57.5% | $3,332+57.4% |
| Admin fee / account holder | $414 | $2,836-85.4% | $3,600-88.5% | $4,645-91.1% |