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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,954 | $45,082+108.4% | $69,464+35.3% | $72,975+28.7% |
| Participation rate | 100.0% | 68.5%+31.5pp | 74.6%+25.4pp | 69.5%+30.5pp |
| Annual return | 27.30% | 22.66%+4.6pp | 28.98%-1.7pp | 81.01%-53.7pp |
| Employer contribution / active EE | $7,916 | $2,055+285.1% | $2,779+184.8% | $2,440+224.4% |
| Participant deferral / active EE | $5,912 | $2,604+127.0% | $3,536+67.2% | $3,608+63.9% |
| Admin fee / account holder | $632 | $3,057-79.3% | $3,840-83.6% | $5,124-87.7% |