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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,571 | $42,909+141.4% | $60,906+70.1% | $68,486+51.2% |
| Participation rate | 100.0% | 66.8%+33.2pp | 73.1%+26.9pp | 67.9%+32.1pp |
| Annual return | -21.70% | -13.99%-7.7pp | 16.94%-38.6pp | -7.85%-13.8pp |
| Employer contribution / active EE | $8,179 | $1,979+313.4% | $2,703+202.6% | $2,597+215.0% |
| Participant deferral / active EE | $5,452 | $2,866+90.2% | $3,814+43.0% | $4,028+35.4% |
| Admin fee / account holder | $2,530 | $3,104-18.5% | $3,227-21.6% | $5,404-53.2% |