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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,715 | $84,953+421.1% | $163,379+171.0% | $82,637+435.7% |
| Participation rate | 100.0% | 65.9%+34.1pp | 76.8%+23.2pp | 68.1%+31.9pp |
| Annual return | 13.25% | 23.07%-9.8pp | 63.41%-50.2pp | 53.51%-40.3pp |
| Employer contribution / active EE | $4,535 | $2,183+107.8% | $3,752+20.8% | $2,552+77.7% |
| Participant deferral / active EE | $16,341 | $4,326+277.7% | $6,282+160.1% | $4,126+296.0% |
| Admin fee / account holder | $6,853 | $7,921-13.5% | $9,818-30.2% | $7,339-6.6% |