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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,428 | $62,672+128.9% | $185,117-22.5% | $70,126+104.5% |
| Participation rate | 92.3% | 63.8%+28.5pp | 77.3%+15.0pp | 69.5%+22.8pp |
| Annual return | 12.31% | 40.79%-28.5pp | 40.50%-28.2pp | 73.15%-60.8pp |
| Employer contribution / active EE | $3,383 | $1,753+93.0% | $4,182-19.1% | $2,343+44.4% |
| Participant deferral / active EE | $10,011 | $3,272+206.0% | $5,045+98.4% | $3,332+200.5% |
| Admin fee / account holder | $2,993 | $3,932-23.9% | $8,159-63.3% | $4,645-35.6% |