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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,801 | $70,666+345.5% | $169,385+85.8% | $75,181+318.7% |
| Participation rate | 100.0% | 64.8%+35.2pp | 77.2%+22.8pp | 67.2%+32.8pp |
| Annual return | 16.90% | 36.37%-19.5pp | 405.82%-388.9pp | 160.69%-143.8pp |
| Employer contribution / active EE | $4,843 | $2,210+119.1% | $4,012+20.7% | $2,671+81.3% |
| Participant deferral / active EE | $16,671 | $4,308+286.9% | $6,221+168.0% | $4,126+304.1% |
| Admin fee / account holder | $14,455 | $5,402+167.6% | $9,011+60.4% | $5,650+155.9% |