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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,745 | $72,012+209.3% | $185,827+19.9% | $79,858+178.9% |
| Participation rate | 100.0% | 65.8%+34.2pp | 78.0%+22.0pp | 69.6%+30.4pp |
| Annual return | 10.30% | 23.12%-12.8pp | 35.96%-25.7pp | 31.72%-21.4pp |
| Employer contribution / active EE | $3,842 | $1,965+95.5% | $4,087-6.0% | $2,471+55.5% |
| Participant deferral / active EE | $10,899 | $3,779+188.4% | $5,633+93.5% | $3,740+191.4% |
| Admin fee / account holder | $4,657 | $4,513+3.2% | $9,502-51.0% | $5,306-12.2% |