Filings through .
2 of 18 flags tripped on the 2025 filing.
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Few collective trusts
3% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$77K in admin expenses, $624 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
22 funds of $250K or more, counting each target-date vintage; shown as 20 lines, holding $25.1M of the plan's $25.1M. Recordkeeper: Sentinel Pension Advisors.
Target-date series: Vanguard Target Retirement, mutual fund, 34% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Vanguard Target Retirement Vanguard · Mutual fund Target-date, 11 vintages | $8.6M | 34.3% |
| Fidelity 500 Index Fund Fidelity (FMR) · Mutual fund Index | $4.7M | 18.7% |
| Fidelity Contrafund Fidelity (FMR) · Mutual fund | $2.5M | 10.0% |
| Hartford International Opportunities Hls Fund Hartford Funds · Mutual fund | $1.8M | 7.2% |
| American Balanced Fund Class R-6 Capital Group · Mutual fund | $1.5M | 5.9% |
| Vanguard Equity Income Fund Investor Shares Vanguard · Mutual fund | $1.0M | 4.1% |
| MetLife GAC Series 25554 J MetLife · Collective trust | $833K | 3.3% |
| BlackRock Strategic Income Opportunities Portfolio Institutional Shares BlackRock · Mutual fund | $586K | 2.3% |
| Fidelity International Index Fund Fidelity (FMR) · Mutual fund Index | $569K | 2.3% |
| Janus Henderson Enterprise Fund Class I Janus Henderson · Mutual fund | $466K | 1.9% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
10 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 1 fund, dropped 2 funds, likely replaced 1 fund. Changed share class on 1 fund.
| Fund | Year-end value |
|---|---|
| Share class changeVanguard Target Retirement 2025 Fund to Vanguard Target Retirement 2030 Fund Investor Shares | $7.2M to $8.6M |
| DroppedBlackrock Strat Income Oppty Port Ins | $590K |
| AddedBlackRock Strategic Income Opportunities Portfolio Institutional Shares | $586K |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 2 renames.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
10 more lines and 2 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 3 by compensation.
| Provider | Compensation |
|---|---|
SENTINEL PENSION ADVISORS8 years Service code 15 · EIN 04-3422848 Recordkeeping | $46,942 |
SENTINEL BENEFITS GROUP, LLC8 years Service code 15 · EIN 04-3015875 Recordkeeping | $22,272 |
CHARLES SCHWAB & CO., INC.6 years Filed as: CHARLES SCHWAB & CO. INC. Service code 15 · EIN 94-1737782 Recordkeeping | $7,586 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
8 feature codes on the 2025 filing.
2 contacts
11 filings · 2015 to 2025