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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY Service code 37 · EIN 04-2647786 | Loan Processing | $39,569 |
Service code 16 · EIN 04-3422848 | Consulting | $17,760 |
Filed as: SENTINEL BENEFITS GROUP, LLC Service code 15 · EIN 20-5916766 | Recordkeeping | $10,439 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,847 | $77,816+19.3% | $123,552-24.9% | $64,173+44.7% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -6.63% | 12.49%-19.1pp | 119.20%-125.8pp | 7.63%-14.3pp |
| Employer contribution / active EE | $3,916 | $3,014+29.9% | $4,628-15.4% | $2,381+64.5% |
| Participant deferral / active EE | $12,304 | $5,240+134.8% | $6,426+91.5% | $3,470+254.6% |
| Admin fee / account holder | $547 | $5,519-90.1% | $9,285-94.1% | $4,887-88.8% |