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| Provider | Service type | Compensation |
|---|---|---|
SENTINEL PENSION ADVISORS5 years Service code 15 · EIN 04-3422848 | Recordkeeping | $37,536 |
SENTINEL PENSION ADVISORS5 years Filed as: SENTINEL BENEFITS GROUP, LLC Service code 15 · EIN 20-5916766 | Recordkeeping | $19,399 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO. INC. Service code 15 · EIN 94-1737782 | Recordkeeping | $6,952 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,851 | $82,674+46.2% | $125,363-3.6% | $68,495+76.4% |
| Participation rate | 98.9% | 75.0%+23.8pp | 82.4%+16.5pp | 67.9%+31.0pp |
| Annual return | -16.19% | -5.97%-10.2pp | 572.15%-588.3pp | -7.84%-8.3pp |
| Employer contribution / active EE | $4,150 | $3,382+22.7% | $4,815-13.8% | $2,596+59.8% |
| Participant deferral / active EE | $15,544 | $6,111+154.4% | $7,447+108.7% | $4,028+285.9% |
| Admin fee / account holder | $441 | $6,276-93.0% | $10,005-95.6% | $5,403-91.8% |