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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,043 | $131,835-36.3% | $108,582-22.6% | $273,972-69.3% |
| Participation rate | 60.9% | 83.5%-22.6pp | 79.6%-18.7pp | 83.0%-22.1pp |
| Annual return | 7.42% | -91.57%+99.0pp | -51.70%+59.1pp | 41.46%-34.0pp |
| Employer contribution / active EE | $3,005 | $4,913-38.8% | $3,758-20.1% | $4,869-38.3% |
| Participant deferral / active EE | $5,294 | $5,127+3.2% | $4,311+22.8% | $5,287+0.1% |
| Admin fee / account holder | $252 | $10,253-97.5% | $7,645-96.7% | $10,133-97.5% |