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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,406 | $204,754-69.0% | $94,229-32.7% | - |
| Participation rate | 0.0% | 62.0%-62.0pp | 78.8%-78.8pp | - |
| Annual return | -2.53% | -1.02%-1.5pp | 10.68%-13.2pp | - |
| Employer contribution / active EE | $0 | $1,251-100.0% | $3,587-100.0% | - |
| Participant deferral / active EE | $0 | $2,009-100.0% | $4,320-100.0% | - |
| Admin fee / account holder | $1,607 | $13,693-88.3% | $6,269-74.4% | - |