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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,035 | $53,162+12.9% | $91,227-34.2% | $68,490-12.3% |
| Participation rate | 67.9% | 63.2%+4.7pp | 73.2%-5.3pp | 67.9%0pp |
| Annual return | -18.11% | -3.14%-15.0pp | 114.14%-132.2pp | -7.85%-10.3pp |
| Employer contribution / active EE | $2,863 | $1,709+67.5% | $2,851+0.4% | $2,597+10.3% |
| Participant deferral / active EE | $5,092 | $2,974+71.2% | $4,234+20.3% | $4,028+26.4% |
| Admin fee / account holder | $820 | $4,493-81.8% | $5,423-84.9% | $5,403-84.8% |