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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,186 | $63,861-5.8% | $104,639-42.5% | $79,856-24.6% |
| Participation rate | 68.1% | 64.9%+3.2pp | 74.1%-6.0pp | 69.6%-1.6pp |
| Annual return | 15.76% | 21.30%-5.5pp | 340.67%-324.9pp | 31.71%-16.0pp |
| Employer contribution / active EE | $2,289 | $1,588+44.1% | $2,682-14.6% | $2,471-7.4% |
| Participant deferral / active EE | $4,527 | $2,693+68.1% | $3,738+21.1% | $3,741+21.0% |
| Admin fee / account holder | $513 | $4,185-87.7% | $6,465-92.1% | $5,306-90.3% |