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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,227 | $87,546-60.9% | $75,784-54.8% | $125,389-72.7% |
| Participation rate | 64.3% | 80.2%-15.9pp | 75.8%-11.5pp | 83.2%-18.9pp |
| Annual return | -3.28% | 13.49%-16.8pp | 9.68%-13.0pp | 282.24%-285.5pp |
| Employer contribution / active EE | $6,264 | $3,930+59.4% | $3,323+88.5% | $4,866+28.7% |
| Participant deferral / active EE | $4,320 | $4,230+2.1% | $3,652+18.3% | $5,352-19.3% |
| Admin fee / account holder | $0 | $6,503-100.0% | $5,300-100.0% | $9,541-100.0% |