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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,377 | $107,368-43.8% | $92,915-35.0% | $152,909-60.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 21.13% | 145.64%-124.5pp | 109.45%-88.3pp | 345.46%-324.3pp |
| Employer contribution / active EE | $5,976 | $4,222+41.5% | $3,653+63.6% | $4,764+25.4% |
| Participant deferral / active EE | $4,777 | $4,848-1.5% | $4,238+12.7% | $5,851-18.4% |
| Admin fee / account holder | $5,562 | $7,082-21.5% | $5,796-4.0% | $11,601-52.1% |