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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,369 | $106,008-61.9% | $92,240-56.2% | $147,586-72.6% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 17.43% | 50.05%-32.6pp | 176.29%-158.9pp | 578.59%-561.2pp |
| Employer contribution / active EE | $6,124 | $4,333+41.3% | $3,680+66.4% | $4,876+25.6% |
| Participant deferral / active EE | $5,719 | $4,478+27.7% | $3,897+46.7% | $5,439+5.2% |
| Admin fee / account holder | $2,866 | $6,333-54.7% | $5,194-44.8% | $10,886-73.7% |