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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,082 | $124,330-29.2% | $109,173-19.3% | $167,536-47.4% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 16.15% | 26.04%-9.9pp | 25.75%-9.6pp | 478.82%-462.7pp |
| Employer contribution / active EE | $7,717 | $4,209+83.3% | $3,723+107.3% | $4,839+59.5% |
| Participant deferral / active EE | $5,514 | $5,256+4.9% | $4,654+18.5% | $6,342-13.1% |
| Admin fee / account holder | $1,469 | $7,974-81.6% | $6,755-78.2% | $12,315-88.1% |