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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,175 | $135,645+40.9% | $110,243+73.4% | $135,380+41.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -7.55% | 513.24%-520.8pp | 314.76%-322.3pp | 519.81%-527.4pp |
| Employer contribution / active EE | $15,334 | $4,907+212.5% | $3,827+300.7% | $4,779+220.9% |
| Participant deferral / active EE | $12,078 | $5,507+119.3% | $4,672+158.5% | $5,609+115.3% |
| Admin fee / account holder | $2,062 | $11,458-82.0% | $8,548-75.9% | $10,828-81.0% |