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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,819 | $144,130+28.9% | $117,861+57.7% | $147,586+25.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 15.53% | 531.20%-515.7pp | 335.11%-319.6pp | 578.59%-563.1pp |
| Employer contribution / active EE | $14,918 | $4,897+204.6% | $3,786+294.0% | $4,876+205.9% |
| Participant deferral / active EE | $9,984 | $5,316+87.8% | $4,482+122.7% | $5,439+83.6% |
| Admin fee / account holder | $2,092 | $10,887-80.8% | $8,021-73.9% | $10,886-80.8% |