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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,480 | $176,794+62.0% | $146,647+95.4% | $167,553+71.0% |
| Participation rate | 91.7% | 83.6%+8.0pp | 80.1%+11.6pp | 82.1%+9.6pp |
| Annual return | 11.39% | 24.04%-12.6pp | 22.75%-11.4pp | 478.89%-467.5pp |
| Employer contribution / active EE | $14,745 | $5,161+185.7% | $4,137+256.4% | $4,840+204.7% |
| Participant deferral / active EE | $12,167 | $6,440+88.9% | $5,506+121.0% | $6,343+91.8% |
| Admin fee / account holder | $630 | $13,262-95.3% | $10,281-93.9% | $12,316-94.9% |