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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,990 | $213,785+129.7% | $185,441+164.8% | $155,188+216.4% |
| Participation rate | 75.0% | 83.2%-8.2pp | 80.3%-5.3pp | 80.8%-5.8pp |
| Annual return | 8.94% | 19.97%-11.0pp | 20.16%-11.2pp | 148.84%-139.9pp |
| Employer contribution / active EE | $19,219 | $5,393+256.4% | $4,672+311.3% | $4,248+352.5% |
| Participant deferral / active EE | $9,301 | $6,864+35.5% | $6,152+51.2% | $6,531+42.4% |
| Admin fee / account holder | $14,910 | $21,134-29.5% | $17,890-16.7% | $14,480+3.0% |