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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,259 | $190,879-34.4% | $160,009-21.7% | $134,532-6.9% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.0%-28.0pp | 81.2%-31.2pp |
| Annual return | -13.67% | 552.63%-566.3pp | 408.85%-422.5pp | 418.27%-431.9pp |
| Employer contribution / active EE | $1,523 | $4,995-69.5% | $4,225-64.0% | $4,741-67.9% |
| Participant deferral / active EE | $5,392 | $6,924-22.1% | $6,183-12.8% | $6,401-15.8% |
| Admin fee / account holder | $1,330 | $10,495-87.3% | $8,715-84.7% | $11,429-88.4% |